Commercial Property Finance

Commercial Property Finance
Al Baraka’s Commercial Property Finance can expedite your business’s property acquisitions, whether you are wanting to eliminate the costs of surging rentals by owning a premises to conduct business from, or wanting to invest for your corporate property portfolio, our experts will offer you a customized finance solution. 
  • No monthly admin fees
  • Fixed monthly instalments with an annual review
  • Option to make lump sum payments to reduce finance period
  • Your equity share increases as payments are made
  • Up to 120 months
  • Finance subject to favourable bank valuation
  • Customised mark-ups

The following documentation is required to apply:

Entity

Financial Information

  • Latest original signed Annual Financial Statements
  • Business plan or cash flow projections for new ventures
  • Last 3 months Bank Statements
  • Signed statement of personal Assets and Liabilities for members/shareholders/directors

Fica Information

  • The founding document of the applying entity.
  • Click here for a list of Entities with their respective document.
  • Proof of address, not older than 3 months, for the verification of the business trading address.

Authorized signatories:

  • South African green bar-coded Identity Document or Smart ID for each of the authorised signatories
  • Click here to view all acceptable forms of proof of address required to open an account

Please note that depending on the nature of business and type of Entity additional information will be requested.

With these on hand, you can then contact your nearest branch to apply, download an application form, or complete the Contact Form on this page for our Sales Consultant to call you.

Up to 10 years repayment term with no monthly admin fees. Fixed rate for 12 months with annual review and an option of lump sum repayments at that time. No penalties for early settlements and discounted attorneys bond registration fees
Up to 70% of your property value with a maximum repayment term of 10 years with no monthly admin fees. Fixed rate for 12 months with annual review and an option of lump sum payments at that time. No penalties for early settlements and discounted attorneys bond registration fees.

Up to 70% of your property value with a maximum repayment term of 10 years with no monthly admin fees. Fixed rate for 12 months with annual review and an option of lump sum payments at that time. No penalties for early settlement.

Get in touch

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