SPRING CLEANING YOUR DIGITAL LIFE: OCTOBER IS CYBERSECURITY AWARENESS MONTH

Jashmine Desai | Compliance Assistant

It is that time of year again, the days are getting longer, the flowers are out and you might even be tempted to tackle that mysterious drawer full of old chargers and expired loyalty cards. However, while you are clearing out the cobwebs at home, there is another space that could use some attention, your digital life.

October is Cybersecurity Awareness Month which makes it the perfect time to give your online habits a good spring clean. While we are scrolling, streaming and banking online, cybercriminals are doing their own kind of “spring cleaning” which is tidying up their phishing scams and sharpening their hacking tools.

Why Cybersecurity Matters  

Many people think, who would want my data? Unfortunately, cybercriminals do not discriminate, they are after anyone with an internet connection and a pulse. Financial institutions are especially juicy targets, but individuals are often the easiest way in. One careless click, one outdated password or one “urgent” fake message and you have just given someone a backstage pass to your finances. 

Globally, data breaches cost millions every year. In South Africa, some breaches have hit businesses hard enough to cause major financial and reputational damage. Beyond the alarming statistics lies something far more personal such as the stress, the invasion of privacy and that unsettling feeling that someone has gone through your digital drawers without your consent. Such instances are stark reminders that cybersecurity is not just about protecting data but about protecting people. 

Your Cyber Spring-Cleaning Checklist 

  1. Change your passwords: Use a password manager or create long memorable passphrases. 
  2. Turn on multi-factor authentication (MFA): Yes, the app that texts you a code or asks for your fingerprint may be mildly annoying but so is losing your savings to a stranger in another time zone. 
  3. Update your devices: Software updates do not just make things look different, they patch security holes which hackers love to exploit. Click “Update Now,” not “Remind Me Tomorrow.” 
  4. Beware of digital dust bunnies: Phishing emails and fake websites are looking more legit than ever. Always double check the sender’s address and never click a link that seems even slightly off. If in doubt, call your bank or service provider directly. 
  5. Back up your files: A good backup is like insurance for your data. Use a secure cloud service or an external drive.  
  6. Clear the clutter: Old apps, unused accounts and random subscriptions all carry risk. If you have not used it in a year, delete it.  

Financial Institutions and Clients: Working Together to Stay Secure 

Financial institutions play a crucial role in protecting client information and many are stepping up their defences. From advanced encryption and real-time fraud monitoring to continuous security testing and employee awareness training, institutions are investing heavily to keep systems and data secure.  

However, cybersecurity is not a one-way street. Clients play an equally important role in maintaining digital safety. By actively engaging with their financial institutions, remaining aware of emerging threats and fostering open communication, clients strengthen the overall resilience of the financial ecosystem. Working together creates a united front against cyber risks, protecting not just data but also the trust that underpins every financial relationship. 

In today’s world, digital safety works best when both sides are alert, informed and proactive because protecting your money and identity is truly a team effort. 

Cybersecurity is not about paranoia. It is about peace of mind. A few small changes can make a huge difference. Think of it like cleaning out your inbox or deleting old selfies, it feels oddly satisfying and it keeps things running smoothly. 

This October, take some time to tidy your online world. Change those passwords, check your settings and maybe even talk to your family about staying safe online. Cybercriminals might be getting smarter but so are we, one password reset at a time.